This is all due to a collaboration between the Hessian Purse Snatcher, and Greedy Firstbank Scrooge.
I've had a tough week, and haven't had a lot of time to sit and chat. I'm having money issues.
Blech.
Basically my direct deposited paycheck didn't get directly deposited on Friday like I had thought (because of the purse snatching, i had to get a new account)
so my payroll gave me an actual check that just got deposited on Thursday morning. The reason as to why payroll didn't have enough time to sent my direct deposit into my new account (it's only been 3 WEEKS) - we will never know. What we DO know, is that i didn't even open my "pay stub" on Friday, assuming my money was safely in my account sipping cocoa. So i didn't even REALIZE there was no money in the account until Tuesday night, when i tried to pull out some dough for the friggin' DOLLAR MOVIES (coincidentally, Tuesday night is Half Off night, so it was only going to be $.50!!!! good thing i wanted popcorn). So since Friday when the check didn't get deposited, i had written 5 checks (bills and rent) and went out to sushi, Target, and even the grocery store with no money in my account.
I called my immediatelyiatly and tried to sort things out. Needlessdless to say, they are stingy bastards that don't want to give a dog a friggin' bone. They of course are charging me for evey over draft purchase ($28 per item), even though i've explained to them what happened and asked them why they've allowed my visa check card to still be activated up until Tuesday night (i purchased lunch earlier that day with no problem) 5 DAYS AFTER the account was in the negative! They have no response except "TOO BAD, BITCH. PAY US."
I have like $230 in late fees on EVERYTHING I purchased this weekend and my rent check hasn't even cleared. I'm screwed.
So goes my life. i try to get a head, and they put pepper spray in my eyes, and a giant wet hair ball in my mouth with evey step!!!
So after ranting and raving last night, i've come to a conclusion:
Since i'm not really sure how fast the idea of 'Cassie's Bank' will take off (plus i'm not FDIC insured), in the interim I'm switching over to a credit union. No more Scrooge McFirstbank's and crazy Hessian Purse Snatchers for me!!! NO WAY.
I know my bank won't care, but don't you think they would be sad to see one of their biggest money makers go?
Yeah. I doubt they'll even notice.
7 comments:
Well Cas, I hope you have better luck with the credit union. At least you won't know who to get mad at when you run afoul of the rules. You could get mad at the person behind you in line, since they're part owner.
Other banks that suck ass:
US Bank
Commerce Bank
I've used BOA for awhile and they seem pretty good, also Wells Fargo doesn't seem as evil either. The other can go pee on a gym sock. They all suck really though. I've heard nothing but good things about credit unions though. One thing to remember is that they're localized, most likely and the fees from ATMs will be inevitable since the banks won't be all over the country.
Good luck my friend. Late fees are a total scam. As are all rules!
Anarchy!
uh, except for hessian purse snatchers!
` GAR! I have the Wamooly-type Bank. Hee. That looks funny in writing.
` Anyway, a Mr. Gene Pool Man also has a bank account there, and when he turned eighteen, they started taking money from his account, which deliberately had 3 dollars in it, which he was saving for a delicious burrito. He tried to get the burrito, but it turns out that he had no money at all! So he was a hungry little eighteen-year-old Gene Pool Man.
` Darn birthdays!
` Oh yeah, also, that suxx0rz what happened to you. By the way, I'm high on giggliness, so I'm to giggly to get too bummed for you.
` Ptttbtbtbthtbthtb!
Quine,
I'm not sure what meds they have you on, but giggling DOES NOT look like that when you type it out. Perhaps drooling on yourself and chewing on the keyboard might, but giggling? No.
how about "rureebertrueert"?
Bwa-a-a-a-a
Does that appear evil?
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